Let us handle the details, so you can focus on more important things.
Fee-only fiduciary financial planning and investment management from Brentwood, TN — for families and individuals across the Nashville metro, with a specialty practice for Southwest Airlines pilots and employees nationwide. Simple, transparent 0.85% annual fee.
A fiduciary financial advisor in Brentwood, TN — serving Williamson County, the Nashville metro, and Southwest Airlines pilots nationwide.
Wilco Financial provides investment management and financial planning that helps individuals, families, and businesses make clearer decisions and control risk over the long term.
We are a state-registered investment adviser and a fiduciary — legally required to act in your best interest, not ours. Client assets are custodied independently at Charles Schwab.
A general practice — and a specialty for pilots.
Most of our clients are families, individuals, small business owners, and 401(k) plan sponsors across Middle Tennessee. We also have a dedicated practice serving Southwest Airlines pilots and employees — nationwide, wherever they're based.
Families, individuals, small businesses, and 401(k) plans
Comprehensive fiduciary planning and investment management for households across Williamson County, Davidson County, and the greater Nashville metro. Ordinary people trying to make sound long-term decisions about the money they've worked hard for.
Southwest Airlines pilots and employees
A dedicated practice for the specific planning challenges of an SWA career: the 401(k) and profit-sharing plan, FAA Age 65, variable pilot income, state-of-residence optimization, loss-of-license coverage, and SWAPA benefit coordination. Served nationwide — you don't have to live in Tennessee.
Investment & financial solutions
We offer comprehensive planning designed around your life — not a product menu.
Financial Planning
A roadmap that connects investments, taxes, estates, and goals to help ensure your long-term plans are met.
Retirement Planning
Retirement planning isn't something you start a few years out. Build your plan for the future — today.
Multi-Generational Planning
Document your wishes and establish plans so your children and grandchildren are provided for long-term.
Investment Management
Custom portfolios built on institutional-quality research, managed to your goals and risk tolerance.
Estate Planning
Coordinate with your attorney to protect and efficiently transfer what you've built.
Charitable Planning
Give to causes you care about in tax-efficient ways — including donor-advised funds and qualified charitable distributions.
This is what it's all for.
A good financial plan isn't about the portfolio. It's about the people around the table — and the freedom to be fully there with them.
Investment Intelligence
Custom portfolios and financial plans for individual investors. Institutional-quality investment research and portfolio management — at a fraction of the cost.
Latest articles
Pilot Estate Planning: The Issues Most Plans Miss
Airline pilots have a few estate planning considerations that the typical estate attorney doesn't ask about. Multiple-state property, international family, mid-flight contingencies, and SWAPA-specific benefits all deserve coordination.
The HSA: The Most Underused Retirement Account in America
Health Savings Accounts get pitched as a way to pay current medical bills. The much bigger play is using them as a stealth retirement account — triple tax-free and uniquely flexible.
Day Trading vs. Investing: What the Data Actually Shows
Long-term investing has positive expected returns for the average participant. Day trading does not. The retail day trader loss rate is consistently 70–97% across studies — here's why, and what it means.
Ready to start your journey with Wilco?
It all starts with a conversation.