It connects all the components of a comprehensive wealth management plan, including investments, taxes, estates, and trusts, acting as a roadmap to help ensure your long-term goals are met.
The first step is to talk about what you care about and hope to accomplish, with your money and otherwise. The second step is to figure out how to get as close to that ideal future as we can, utilizing the financial resources and tools at your disposal. Selecting the most appropriate Investment accounts, planning for and managing taxes effectively, determining whether or not trusts would be appropriate, how much you want to spend in retirement and otherwise, and many other factors are considered to develop a financial roadmap that can positively impact the course of your life and that of your family for years to come.
At Wilco, investment management begins with an assessment of your personal risk tolerance, so that we can custom-tailor your portfolio for your needs. Whether you’re an “All-In” investor or prefer a moderated approach, the important thing is that your allocation matches how you are wired, and what you need, so that you can reap the benefits of staying the course long-term.
While some estate plans are necessarily complex, enormous value is often realized by simply working down a checklist and taking the obvious steps that many of us fail to take. As with financial planning in general, we start by talking through what you care about and what your wishes are, and then talk through options for accomplishing those desires.
Effective management of the tax code in your investments and long-term financial decisions can have a dramatic impact on lifetime earnings and assets available for retirement. As with estate planning, an impact can sometimes be realized through relatively simple processes, and tax considerations are an important part of the financial planning and investment process.
A comprehensive approach to retirement planning considers tax planning, investment management, estate planning, and answers questions such as: How much money will you need to retire? How much can you spend monthly in retirement? And at what age can you afford to retire?
Higher education is expensive. If you want to help your children or dependents pay for college, financial planning can help.
What kind of a legacy do you want to leave? What long-term impact do you want to have? We can help you determine how to most tax-efficiently make an impact that changes the world for the better.
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